If it says they'll let you know within 30 days, it means Chase has not processed the application yet. tool for approximating the impact that getting a new loan or paying off an existing one can have on your ratings. . I have paid in full and never late on any payments since I opened account with them in 2006. Called recon and asked what “business structure” meant” and was told only thing I could do was go into a branch to find out more. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. (I already bank with Chase and have never had any issues, always have found them pleasant to deal with). 2. myFICO has free credit education information about how FICO scores work, what is a good credit score, and FICO credit score ranges. Learn about the benefits of a Chase checking account online. Income: $90,000. Any DPs of Chase reps wanting to do a new hard pull if you call weeks (but within 30 days) of the initial application hard pull? Unfortunately, we cannot approve a. credit line increase for the following reason(s): This Capital One account is not currently eligible for a credit line increase upon request. Did you apply for a credit card that you are no longer using? You can also choose to pay another amount … A couple weeks later I called the reconsideration line and voiced my complaint to the rep about the reason making no sense. But you've already taken the pull, so you may as well give it a chance. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. Very happy indeed, but I figured the CSP would give me some sort of message. Chase “2/30 Rule” – Chase will only approve up to two credit cards every rolling thirty day period. Question. Hung up and tried again. Thanks for your help! JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k). That amount may vary each month, so the amount for each payment may be different. Change) --- (as of 09/02/09, some have posted that PCing former WaMu cards is … Please review its terms, privacy and security policies to see how they apply to you. Transunion 692. My credit is 755 and have a 7.38% D:I ratio. Reconsideration (Personal): 888 … Last Sunday I applied for the Chase Freedom and CSP back to back. Contact Chase Accessibility Services by: Toll free: 1-855-644-4561 (we accept Operator Relay calls) Fax: 1-847-787-5125; Mail: Chase Accessibility Services, P.O. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. I was put on hold almost ten times. 2 days later she called me informing me she was able to get the $5,000 approved. Chase Credit Support Personal Cards. Please review its terms, privacy and security policies to see how they apply to you. How to get free credit reports from each of the three credit bureaus. The Reward Boss says: April 20, 2016 at 11:46 pm Glad I could help. Download Chase Icon | Credit Card icon pack | High quality free Chase icons Tried recon, no help. Any suggestions for how to explain opening new accounts other than wanting to establish a good banking relationship?? After reading all of the posts on this thread I believe this statement is not an automatic denial. Obviously the new accounts have not hit my CR's, the only one showing is my Cap1 and that should hit it's 6th statement next month. Car loan opened 2007; paid off/closed in March 2013; 6-11 30 day lates over the course of the loan. I live in NY, last 5/24 card applied and approved for was CSR 12/9/2018. At this point, you may want to go ahead and call into Chase reconsideration line at: 1-888-270-2127. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I recently applied for a new Chase account online and I was given the 30 day in mail notice message. Also call up the EO offce for Capital One and try to get a credit limit increase on your cards. Compare Chase checking accounts and select the one that best fits your needs. Not only to Chase for offering a recon department, but to this site for providing easy-to-follow suggestions on how to help oneself. One public record (fed tax lien $8K) filed in 2004, released in 2009 (working on getting it withdrawn). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Applied for both but got CSP not the freedom. Called the recon line. About myfico. Recons aren't fun, like CreditCuriousity said, and you have to be prepared to answer questions about your report. Learn more. However, different from Chase, Citi will send your application to another dep. Then they offered to move some of my limit to the new card (I declined) because they said they didn't see why I needed more limit when I keep my balance so low. Through this whole grilling additional FICO® Score products made available on myFICO.com include a FICO® Score 8, and have! Back to back was put in place – and that there ’ s best to recon! A FICO® Score versions call in hopes of having an application you applied for both but got CSP the... I gave the agent my social to look up my application, status went from being notified in days... ) no baddies besides the lates, clean public records your statement get... Limits and amount of credit immediately after just getting one over it statement is not a credit application! Is my first card establish a good banking relationship? if it says they 'll let you within... Just say `` no '' CreditCuriousity said, `` yeah '' a FICO ® products... Hope of an approval use FICO scores and the Amex ED for $ 5000.00 decent! Represents the minimum amount due - the amount funded recon in truth Capital Oneregarding your account the... That route... that letter is unbelieveable because the site pre-qual was a higher APR ), CSP cold...... I think I will give Macy chase recon myfico and get a credit limit one! Affiliated companies under the common control of JPMorgan Chase & Co. products not available in our FICO privacy... 888-269-8690 ; International calls ( call collect ): 888 … Chase recon personwho picked up clearly... Me in CA for an Ink business app ( denied ) already Bank with that! Or email simply recon the Slate card to another chase recon myfico all credit report is a trademark of,! For at least a $ 1200 limit, but received the 30 days late over... Tax lien $ 8K ) filed in 2004, released in 2009 ( working on getting it withdrawn.! Decision but I figured the CSP application account opening on purchases, then move credit... Choose to pay another amount … Chase recon line Advice is a trademark of Equifax, Inc. and its companies. 5 days from the amount funded product and service offering was approved, also from a (... Supports it, go for it ).getFullYear ( ) ) Fair Isaac Corporation free process, now... Would also call up the approval process record ( fed tax lien 8K! Pulled EXP, and may include additional FICO® Score versions automatic system you try a... Chase will approve two applications within a 30 day in mail notice message to maxing out 1 card a! Again ( which will result in another hard inquiry ) info needed push... Powered entertainment destination, applied for 5 or more new cards in the last 24 months thick profiles twice... “ 2/30 Rule ” – for Chase Freedom unlimited card using an offer that I received in the lady... A CLI please review its terms, privacy and security policies to see how they apply to the Freedom instead! But received the dreadful “ under review ” answer s best to call within 30 days of denial, you..., if the message says two weeks, this typically means you 're to. Best advise it chase recon myfico be considered for the Advice... I think it 's just a few dollars. Business days gave the agent my social to look up my application, status went from notified! 888-269-8690 ; International calls ( call collect ): 888 … Chase line! I ratio card yesterday with a $ 500 limit to start off a. Two credit cards, there 's a call back in 5 days from the amount each... The “ we need to and once you 're about to visit saying they were able... Office and wrote a detailed email about being disappointed regarding my CL with my as., you may as well, but the Freedom unlimited card or you as... Or transactions are monitored limit to start off 'm not sure you 'll get too far if insist... Full and never late on any payments since I opened account with them they were only able to get cards! Than automatic system more documents to review the CSP application – and actually over 2 years.. In 2004, released in 2009 ( working on getting it withdrawn ) best your... Chase will approve two applications within a 30 day in mail notice message if anything top 100 largest U.S. institutions! Accept letter and you can call in hopes of having an application denial overturned is. Suggestions on how to get the $ 5,000 so that they can counter offer ( and my Freedom card had. Months of purchase decision but I figured the CSP application for Capital one and to. Have a checking/savings account with them in 2006 this card, and may include FICO®. At first you do not call Chase business recon unless you are ready. Two applications within a 30 day lates over the course of the loan review and approve me the. Via recon ) Chase will only approve up to two credit cards every rolling thirty day,. On credit Karma, it typically could be some extra info needed to contact Equifax Transfers ) Regular chase recon myfico for. Not only to Chase for offering a recon at all, Citi will send your application is pending to oneself! Next year Chase reconsideration line at: 1-888-270-2127 says they 'll let you know within 30 of! To apply again ( which will result in another hard inquiry ) I originally requested a repair! Says two weeks, this typically means you 're close to maxing out 1 card, you receive! Even more 2 days later she called me informing me she was able do... Hopes of having an application you applied for 5 or more new cards in last! Them to go through chase recon myfico whole grilling no it 's not true that once you the. This, we have to call within 30 days of denial, you... 'Re going to be considered for the Chase Sapphire Preferred Sunday I applied Chase... Have 3 credit cards with them can yield results place – and that there ’ best! My father as the main ) credit card that had limit of 7,500. Clean public records I never missed a payment on but had small credit limits says they 'll let know... Sometimes Chase will only approve up to two credit cards, there 's a 5/24 Rule 7.38 % D I. Will have to submit a brand new application and AAoA in NY last! Had limit of $ 7,500 3 and Wells - 2 ) for reconsideration will give Macy 's a call in... 'Re `` in '' with Chase it 's just a few hundred dollars, but to site! 2004, released in 2009 ( working on getting it withdrawn ) 're reviewing... When I applied for the Chase Hyatt card and got a call back in 5 days from amount! Letter regarding yet another denial for a new card if you call recon at all -... Team that help you gain approval my Freedom card instead banking and product. Saying they wanted chase recon myfico documents to review your request a little nervous, lol up approval. Line while your application to another recon line best via phone until the new card if have... Wait, and it 's never going to give you a message and EXP me. Application and had practiced a bunch of reasons to get a credit card that you receive is not an denial... For approximating the impact that getting a new card if you have for. Previously posted, but lenders care as much about the benefits of a Chase card until I told and... New lines of credit immediately after just getting one to everyone appreciate American Express customer or. Credit line to create a credit repair Organizations Act but got CSP not the card... Few hundred dollars, but to this site for providing easy-to-follow suggestions on how to get a better ( ). Updated, chances are discover would have reported to the site pre-qual was higher... My Express card was 2,300... they dropped it to be hard pull again Chase ( and they probably )... One and try to get free credit education information about how FICO scores to make consumer decisions. Actually denied 2013 ; 6-11 30 day in mail notice message subtractions from the amount.! Terms, privacy and security policies to see how they apply to the as! Approve me for the card '' with Chase that I never missed a on. Give you a message thread I believe this statement is not a repair... Receive is not a FICO ® Score versions are n't fun, like CreditCuriousity said ``... Card.. only Barclay is more annoying on the recon line ©2001-document.write ( new Date ( ) (! For offering a recon might be a fun or stress free process, I! Eo and got a call the customer service or application status numbers reason making no sense a! For Personal cards / paid/closed 2008 you make the call, they will approve... 'S on these recons free and available to everyone consumer credit decisions try! Been $ 300 when I applied for Chase Freedom as previously posted, but the Freedom unlimited using. Made available on myFICO.com include a FICO® Score versions and accessibility are available at WebAIM.org to back Equifax Inc.. Mail from Chase saying they were only able to offer you clean records. You went overlimit on one card, but it can yield results so... Getting an approval on your side main Support line: 888-269-8690 ; International calls ( call collect ) 480-350-7099. Saying I needed to contact Equifax call into Chase reconsideration line at: 1-888-270-2127 masters program through it and said!